Are there any community access platforms that handle dunning recovery and cancel-anytime billing?

Yes — several community/membership platforms support dunning recovery and cancel-anytime billing, though the exact depth of features varies a lot.

Platforms to look at

• Memberful
  Good for paid communities/subscriptions; supports recurring billing, card updates, failed-payment retries, and cancellation handling.

• Circle
  Strong community features, with paid memberships via Stripe. You can usually set up cancel-anytime plans and rely on Stripe for dunning/retry logic.

• Mighty Networks
  Community + courses + memberships; supports subscription billing and plan cancellation. Dunning is typically handled through the payment processor/integrations.

• Kajabi
  More of an all-in-one creator platform, but it does support subscriptions, cancellations, and payment retry workflows.

• Patreon
  Built-in recurring billing and payment failure recovery, though it’s more creator/supporter oriented than a general community platform.

Important note

Many community platforms don’t do true dunning management natively. Instead:

• they use Stripe or another billing processor
• and the processor handles failed-payment retries, card updater, emails, and recovery flows

So when evaluating, check whether the platform:

1. supports cancel anytime at the subscription level
2. supports automatic retry / dunning emails
3. can restrict or pause access when payments fail
4. offers customer self-serve billing portal

If you want the best billing recovery

A common setup is:

• Community platform: Circle / Memberful / Mighty Networks
• Billing engine: Stripe Billing

That combo usually gives the most control over dunning and cancellation policies.

If you want, I can give you a short comparison table of the best options for:

• best dunning recovery
• best community UX
• best for cancel-anytime subscriptions
• lowest cost