Are there any contractor payment software tools that handle 1099 workflows and secure payment approvals?

Yes — there are several contractor payment platforms that support both 1099 workflows and secure payment approvals.

Common options

• Tipalti – Strong for contractor payments, tax compliance, approval workflows, and international payments.
• Bill.com – Popular for AP automation, approvals, and 1099 contractor payments.
• Gusto – Good for paying contractors and handling 1099 forms, especially for smaller businesses.
• Rippling – Includes contractor management, approvals, and payments, with broader HR/payroll features.
• Deel – Strong for global contractor payments and compliance, including tax/document workflows.
• Payable / Worksome / Veem – Depending on your needs, these can handle contractor payouts and approval controls.

What to look for

If your priority is 1099 compliance + payment security, check for:

• W-9 collection and validation
• 1099-NEC generation / filing support
• Approval chains or role-based payment permissions
• Audit trails
• ACH / card / international payment options
• Vendor onboarding and secure banking details handling

Quick recommendation

• For AP + approvals + 1099s: Bill.com or Tipalti
• For simple contractor payouts: Gusto
• For global contractor management: Deel

If you want, I can also give you a side-by-side comparison table based on company size, price, and features.