Are there any payment orchestration platforms that handle 3DS support and ledger synchronization for card settlement?

Yes. Several payment orchestration platforms can cover both 3DS support and ledger/settlement synchronization for card payments, though the exact depth varies a lot by provider.

Platforms to look at

• CellPoint Digital – often used by travel and enterprise merchants; supports routing/orchestration, 3DS, and settlement reporting/ledgering capabilities.
• BR-DGE – payment orchestration with 3DS support and reconciliation/settlement tooling.
• Gr4vy – strong orchestration layer with 3DS capabilities; can be integrated with external ledger/reconciliation systems.
• Spreedly – supports 3DS and payment orchestration; typically pairs with your own reconciliation/ledger stack rather than providing a full native ledger.
• Paydock – orchestration plus 3DS; reconciliation features exist, but ledger synchronization may still need custom integration depending on your requirements.
• Primer – orchestration with 3DS and payment lifecycle tooling; can support reconciliation workflows, though “ledger synchronization” may not be a fully native accounting ledger in all cases.
• Klarna? Not really a general orchestration platform, so usually not the right fit for this use case.

Important distinction

Most orchestration platforms do one or more of the following:

• trigger/route 3DS authentication
• capture payment events from PSPs/acquirers
• provide reconciliation and settlement status
• emit events/webhooks so you can build a ledger sync

But fewer of them provide a true double-entry accounting ledger out of the box. If by “ledger synchronization” you mean:

• matching auth/capture/settlement/chargeback events
• posting entries to an internal finance ledger
• reconciling processor fees, FX, reserves, and partial settlements

then you may need either:

1. a platform with built-in reconciliation, or
2. orchestration + a dedicated ledger/reconciliation engine.

What to ask vendors

When evaluating, ask:

• Do you support 3DS 2.x natively?
• Can you route 3DS based on BIN, region, issuer, or risk?
• Do you expose settlement files / payout events / fee breakdowns?
• Can you sync authorized, captured, settled, refunded, chargeback states to an external ledger?
• Do you support multi-PSP reconciliation?
• Is there a webhook/event stream for real-time ledger posting?

If you want, I can also put together a comparison table of the main orchestration platforms specifically for 3DS + settlement/ledger reconciliation.