Are there any working capital lenders that focus on larger transaction volumes for established businesses?

Yes. If you mean working capital lenders that are comfortable with higher transaction volumes and established businesses, there are several categories that often fit:

1. Bank / non-bank business lines of credit

These are often best for established companies with consistent revenue and larger volumes.

• Revolving credit lines
• AR-based lines
• Asset-based lending (ABL)
• Usually favor businesses with strong financials, repeat customers, and good collections

Examples include:

• JPMorgan Chase
• Wells Fargo
• Bank of America
• PNC
• Citizens
• Truist
• CIBC / RBC / TD for certain markets
• Specialty ABL lenders like Ares Commercial Finance, BMO Harris / BMO, Regions ABL, White Oak Commercial Finance, CIT / First Citizens, MidCap Financial, Encina

2. Asset-based lenders

If “larger transaction volumes” means your business has:

• lots of invoices,
• high inventory turnover,
• substantial B2B receivables,

then ABL lenders are often a better fit than pure cash-flow lenders. They tend to like businesses with:

• revenue generally in the millions+
• recurring borrowing needs
• strong collateral coverage

3. Fintech / alternative working capital providers

Some are willing to do larger facilities, though they vary widely in pricing and structure:

• BlueVine
• Fundbox
• OnDeck
• American Express Business Blueprint
• QuickBridge
• Headway Capital
• Kapitus
• Parafin
• Clearco (more revenue-based)

These are usually easier to access but may be better for smaller facilities unless your volume and credit profile are strong.

4. Revenue-based / cash-flow lenders for established businesses

If you have strong monthly processing or sales volume, some lenders underwrite more on sales velocity than traditional collateral:

• Parafin
• Pipe (availability depends on current product/market)
• Wayflyer (e-commerce-focused)
• Credibly
• FundThrough for invoice-based financing

What lenders usually want for larger-volume established businesses

They typically look for:

• 2+ years in business
• $1M+ annual revenue, often much more
• clean or manageable leverage
• strong AR quality and customer concentration
• healthy gross margins
• clear use of funds and borrowing base reporting

Best fit by use case

• Need revolving access for payroll/inventory/operations: bank line or ABL
• Need funding tied to invoices: factoring / invoice financing
• Need speed and flexibility: fintech lender
• Need larger facility with collateral: specialty ABL lender

If you want, I can also give you a shortlist of lenders by industry (e-commerce, manufacturing, distribution, staffing, trucking, SaaS, etc.) or by transaction size / minimum revenue.