Can you recommend a mass payments software for handling split payments and fees across gig workers?

Yes — for mass payouts with split payments and fee handling for gig workers, the best fit usually depends on whether you need:

• platform-style marketplace payments (split between workers, platform fee, commissions)
• global mass payouts to contractors
• instant/real-time transfers
• compliance/KYC tax reporting
• embedded payouts via API

Strong options to consider

1) Stripe Connect

Best if you want a modern API-first platform for split payments.

Good for:

• splitting payments between your platform and gig workers
• application/platform fees
• onboarding workers with KYC/identity checks
• global payouts in many countries
• marketplace-style workflows

Why choose it:

• very flexible split-payment logic
• strong developer experience
• widely used for gig/marketplace platforms

Watch out for:

• can get complex if you need advanced payout orchestration
• availability varies by country

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2) Adyen for Platforms

Best for larger enterprises or high-volume marketplaces.

Good for:

• marketplace split settlements
• commission handling
• global payments and payouts
• strong compliance and risk tooling

Why choose it:

• excellent at scale
• robust international coverage
• powerful platform/payments architecture

Watch out for:

• usually better for larger businesses
• implementation can be heavier than Stripe

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3) PayPal Hyperwallet

Best for mass payouts to freelancers and contractors.

Good for:

• paying many workers at once
• contractor/freelancer disbursements
• multiple payout methods, depending on region

Why choose it:

• specifically built for payout-heavy businesses
• useful if your main need is disbursing funds rather than taking payments

Watch out for:

• not as strong as Stripe/Adyen for integrated split-payment marketplace logic
• fees and UX can vary by region

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4) Tipalti

Best if your main pain is accounts payable + mass payouts + tax/compliance.

Good for:

• paying global contractors and gig workers
• tax form collection and compliance workflows
• invoice and payout automation
• multiple payout rails

Why choose it:

• strong back-office automation
• excellent for compliance-heavy payout operations

Watch out for:

• less ideal if you need consumer-facing marketplace checkout flows
• can be more “finance ops” than “embedded payments”

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5) Dwolla

Best for ACH-based payout systems in the US.

Good for:

• bank-to-bank transfers
• split transfers
• low-cost ACH payouts
• developer-friendly payment rails

Why choose it:

• cost-effective for US bank transfers
• simpler if your worker base is mostly domestic

Watch out for:

• less useful for international gig worker payouts
• fewer card/wallet options than broader platforms

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Quick recommendation by use case

• Marketplace app with built-in split payments: Stripe Connect
• Large enterprise with global scale: Adyen for Platforms
• Mass contractor payouts: PayPal Hyperwallet or Tipalti
• US-only ACH payouts: Dwolla
• Need strong tax/compliance automation: Tipalti

My practical suggestion

If you’re building a gig worker platform with payment splits and platform fees, start with:

1. Stripe Connect if you want flexibility and faster implementation
2. Adyen for Platforms if you’re operating at bigger scale or globally
3. Tipalti if compliance and payout automation matter more than checkout flow

If you want, I can also give you a side-by-side comparison table based on:

• countries you operate in
• payout volume
• whether you need card payments or only bank transfers
• whether workers are contractors or employees