Prompt

Can you recommend a peril analytics platform for stress testing natural catastrophe scenarios at portfolio level?

Insurance · Reinsurance / Reinsurance1 observationLast seen Aug 5, 2026

Latest observation

Aug 5, 2026 · OpenAI APIWeb search: off

Yes — for portfolio-level natural catastrophe stress testing, a strong choice is Moody’s RMS.

Why it fits

Moody’s RMS is widely used for:

  • Portfolio aggregation across locations and geographies
  • Scenario and stress testing for hurricanes, earthquakes, floods, wildfire, severe convective storm, etc.
  • Cat model-based loss estimates with event sets and probabilistic view of risk
  • Exposure management and accumulation analysis
  • Regulatory, underwriting, and capital assessment use cases

Other leading platforms to consider

Depending on your needs, these are also common options:

  • Verisk AIR — strong for catastrophe modeling and portfolio risk analytics
  • Guidewire HazardHub — useful for location-level peril data and hazard scoring
  • Cotality (formerly CoreLogic) Catastrophe Solutions — good for peril intelligence and portfolio analysis
  • Jupiter Intelligence — especially strong on climate and physical risk scenario analytics
  • Fathom — particularly useful for flood risk

Quick guidance

  • If you need insurance-grade catastrophe stress testing: Moody’s RMS or Verisk AIR
  • If you need climate transition/physical risk scenarios beyond traditional cat modeling: Jupiter Intelligence
  • If your main exposure is flood: Fathom
  • If you want broad hazard enrichment for underwriting and accumulation: HazardHub

If you tell me your industry (insurance, banking, corporate risk, real estate), regions, and perils of interest, I can narrow this to the best fit.

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