Can you recommend a quote and proposal software for generating life insurance illustrations and proposals with secure document exchange?

Yes — for life insurance illustrations + proposal generation + secure document exchange, you’ll usually want a platform that covers:

1. Illustration engine / quote generation
2. Proposal and policy packet creation
3. E-signature and secure client portal / document exchange
4. Integration with your carrier, CRM, and e-app workflow

Here are some strong options depending on your setup:

Good all-around options

1) iPipeline

Best for: brokerages, agencies, and insurers needing end-to-end life insurance workflow support.
Why it stands out:

• Strong life insurance illustration and quoting capabilities
• Proposal generation and case management
• Secure document exchange and client portals via integrated tools
• Broad carrier connectivity and e-application support
• Useful if you want a more enterprise-grade workflow

2) FireLight

Best for: agencies wanting streamlined illustration-to-submission workflows.
Why it stands out:

• Supports life insurance illustrations/proposals
• Helps with application workflow, forms, and case management
• Secure delivery of documents and collaboration features
• Often used by broker-dealers and IMO/agency environments

3) Luma

Best for: life insurance producers looking for a modern quoting/proposal experience.
Why it stands out:

• Fast quoting and illustration experience
• Proposal generation and easy sharing
• Can support secure client-facing document exchange depending on configuration/integrations
• Good user experience for agents and clients

4) Ensight

Best for: agents and firms focused on client-friendly proposal presentations.
Why it stands out:

• Strong presentation/proposal tools
• Can support secure sharing and workflow automation
• More commonly used for insurance sales presentations and client engagement

Secure document exchange / portal components

If the illustration/proposal tool doesn’t include the secure exchange layer you need, common add-ons are:

• Box
• ShareFile
• DocuSign Rooms / Notary / CLM
• OneSpan
• Microsoft SharePoint + Entra ID
• SmartVault

These are often paired with the quote/proposal platform to create a secure client portal or controlled document-sharing workflow.

My short recommendation

If you want the safest “all-in-one” starting point, I’d look at:

• iPipeline if you want the most robust enterprise workflow
• FireLight if you want a strong insurance-specific case management flow
• Luma if you want a more modern producer experience
• Add ShareFile or Box for secure document exchange if needed

Quick questions to narrow it down

If you want, I can recommend the best fit based on:

• Are you an agency, IMO, carrier, or independent advisor?
• Do you need term, UL, whole life, or annuities?
• Do you want client-facing secure portal/document exchange or just internal sharing?
• What CRM do you use, if any?

If you answer those, I can give you a tighter shortlist with pros/cons.