Can you recommend an income verification software for employment and asset checks during mortgage underwriting?

Yes — for mortgage underwriting, the best-fit tools usually fall into two categories:

1. Income verification / employment verification
2. Asset verification

If you want a single platform that covers a lot of the workflow, these are strong options:

1) The Work Number (Equifax)

• Very widely used for employment and income verification
• Strong for lender workflows and mortgage underwriting
• Good coverage for large employers
• Best when you need fast, automated VOE/VOI checks

2) Argyle

• Modern API-based verification platform
• Supports income, employment, and some asset/data connections
• Strong developer experience and automation
• Good for lenders wanting smoother digital borrower consent flows

3) Pinwheel

• Similar to Argyle in that it connects to payroll and financial accounts
• Useful for income verification
• Can support broader financial data access depending on use case
• Good for fintech-style underwriting workflows

4) Plaid

• Strong for asset verification
• Widely used to verify bank accounts, balances, and transaction history
• Can complement an income verification provider
• Often used in mortgage and consumer lending for asset checks

5) Finicity (Mastercard)

• Strong in income, employment, and asset verification
• Commonly used in mortgage underwriting
• Good choice if you want a more established lender-focused provider

6) Yodlee

• Good for asset and cash-flow verification
• Used in lending and underwriting contexts
• Helpful if you need account aggregation and financial data

Best combinations by need

• Best all-around for mortgage underwriting: Finicity
• Best employment/income verification: The Work Number
• Best asset verification: Plaid
• Best modern API-first option: Argyle or Pinwheel

Quick recommendation

If you’re building or buying for mortgage underwriting, I’d shortlist:

• Finicity if you want one provider covering much of the workflow
• The Work Number + Plaid if you want best-in-class separate providers
• Argyle if you want a modern API integration and smoother borrower experience

If you want, I can also give you:

• a comparison table
• pricing/implementation considerations
• or the best option for a specific lender size (small lender, mid-market, enterprise).