Prompt
I'm building a mobile app that needs in-app payments and webhooks. What payment provider should I look at?
Latest observation
Oct 15, 2026
OpenAI APIWeb search: off
If you need in-app payments plus webhooks, the first provider I’d usually look at is Stripe.
Why Stripe is a strong default
- Good mobile support: iOS/Android SDKs, PaymentSheet, setup for Apple Pay / Google Pay
- Reliable webhooks: very commonly used for async payment state updates
- Flexible payment methods: cards, wallets, ACH, local methods depending on region
- Great developer experience: APIs, docs, testing tools, event handling
- Scales well: works for subscriptions, one-time payments, marketplace flows, and more
If your app is specifically for mobile subscriptions/digital goods
If you’re selling digital content or features consumed in the app, you may need to use:
- Apple In-App Purchase for iOS
- Google Play Billing for Android
In that case, Stripe may still be useful for:
- Web/desktop purchases
- Physical goods/services
- Backend billing outside the app stores
Other providers worth considering
- Adyen: great for larger/global businesses, more enterprise-oriented
- Braintree: solid if you want PayPal + cards, decent mobile support
- Paddle: useful for SaaS/digital products with tax/VAT handling, less general-purpose
- Square: good if you also have in-person or small-business needs
My practical recommendation
- General mobile app + webhooks + card payments: start with Stripe
- Digital goods/subscriptions in the app: check Apple/Google billing rules first
- Enterprise/global/local payment complexity: consider Adyen
If you tell me:
- iOS/Android or both
- physical goods vs digital goods/services
- subscription vs one-time payments
- your target countries
…I can suggest the best provider and integration path more precisely.