Prompt

I need a payment API that works for both one-time charges and subscriptions

Technology / Payments Infrastructure1 observationLast seen Oct 9, 2026

Latest observation

Oct 9, 2026OpenAI APIWeb search: off

You’ll want a payment provider/API that supports both:

  • One-time payments: charge a customer once for a product/service
  • Recurring payments / subscriptions: automatically bill on a schedule

Common options:

1. Stripe

  • Strong support for both one-time and recurring billing
  • Good developer docs and APIs
  • Supports subscriptions, invoices, coupons, trials, proration, webhooks

2. PayPal

  • Supports payments and subscriptions
  • More familiar to some customers
  • API is decent, but developer experience is usually less polished than Stripe

3. Paddle

  • Good for SaaS, handles some tax/compliance needs
  • Supports subscriptions and one-time purchases
  • Often used by software businesses

4. Braintree

  • Owned by PayPal
  • Supports recurring billing and one-time charges
  • Flexible, but less commonly chosen than Stripe for new projects

If you want the simplest “one API for both,” Stripe is usually the best default choice.

If you want, I can also help you with:

  • a comparison table
  • recommended API flow
  • example code for Stripe subscriptions + one-time charges

Observation history

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