I want to accept payments on web and mobile with low PCI burden, strong docs, and reliable webhooks. What should I use?

For web + mobile payments with low PCI burden, good docs, and dependable webhooks, the safest default recommendation is:

Use Stripe

It’s usually the best fit if you want:

• Low PCI scope: use Stripe Checkout or Payment Element so card data stays with Stripe
• Strong developer docs: among the best in payments
• Reliable webhooks: mature event system, good retry behavior, clear event models
• Web + mobile support: solid SDKs for iOS, Android, React Native, Flutter, web, etc.
• Broad payment method support: cards, wallets, bank debits, local methods, subscriptions, saved payment methods

Best setup options

1) Lowest PCI burden

• Stripe Checkout
• Good if you can use a hosted payment page
• Fastest to launch
• Usually the easiest way to stay in a low PCI scope

2) More control, still low PCI burden

• Stripe Payment Element
• Embed Stripe’s UI in your app/site
• Better if you want your own checkout flow without handling raw card details

3) Mobile apps

• Use Stripe mobile SDKs + Payment Intents
• Works well for native mobile checkout flows

When to consider alternatives

Adyen

Choose this if you are:

• Enterprise-scale
• Need very broad global payment method coverage
• Want deep fraud/risk tooling
• Okay with more complex onboarding and integration

Braintree

Consider if:

• You want a PayPal-owned stack
• PayPal is strategically important for your customer base
• You’re okay with somewhat less modern DX than Stripe

Checkout.com

Good for:

• Larger businesses
• Global card acquiring
• More custom enterprise requirements

My recommendation

If you didn’t mention any special enterprise constraints, I’d say:

Use Stripe Checkout for web and Stripe mobile SDKs / Payment Element for apps.

That gives you the best balance of:

• low PCI burden
• strong documentation
• reliable webhooks
• fast implementation

If you want, I can also give you a side-by-side comparison of Stripe vs Adyen vs Braintree vs Checkout.com for your exact use case.