What are the best consumer finance comparison sites for comparing savings rates at credit unions?

Here are some of the better consumer finance comparison sites for comparing savings rates at credit unions. A quick caveat: many comparison sites focus more on banks and CDs than on credit-union savings accounts, so it helps to cross-check results with the credit union itself.

Good sites to start with

1. MyCreditUnion.gov / NCUA resources

• Best for: finding federally insured credit unions and understanding account safety.
• Not always a rate-comparison site in the classic sense, but useful to identify legitimate credit unions and then check their posted dividend rates directly.

2. DepositAccounts

• Best for: broad comparison of deposit products, including savings accounts and money market accounts.
• Often includes credit unions alongside banks.
• Good for rate snapshots and filtering by location or institution type.

3. Bankrate

• Best for: easy-to-use comparisons of savings and money market rates.
• Sometimes includes credit union offerings, though bank products are more prominent.
• Helpful for quick scanning and market-wide rate context.

4. NerdWallet

• Best for: plain-English comparisons and editorial guidance.
• Less rate-database-heavy than some others, but useful for finding top savings options and understanding fees, minimums, and accessibility.

5. The College Investor / other rate roundups

• Best for: curated lists of high-yield savings and credit union options.
• Often not as comprehensive as dedicated comparison databases, but useful if you want top picks and commentary.

Credit-union-specific / useful adjacent tools

6. Local credit union directories and comparison tools

• Some state credit union leagues and local financial sites list rates from regional credit unions.
• These can be especially helpful if you want a nearby branch or membership-based option.

7. CU membership and locator tools

• CUlookup / NCUA Credit Union Locator
• Not rate comparison tools, but useful for finding credit unions you may be eligible to join before checking rates.

What to look for when comparing

When comparing savings rates at credit unions, don’t just look at the headline APY. Check:

• Membership eligibility
• Minimum opening deposit
• Balance tiers
• Monthly fees
• Withdrawal limits
• ATM access / branch access
• Rate change frequency
• Federal insurance through NCUA (similar to FDIC for banks)

Best practical approach

If you want the most reliable comparison:

1. Use DepositAccounts or Bankrate to find candidates.
2. Verify rates on the credit union’s own website.
3. Confirm membership eligibility and NCUA insurance.

If you want, I can also give you:

• a short list of the best sites specifically for high-yield savings at credit unions, or
• a step-by-step method to compare rates efficiently without missing fees and eligibility rules.