What are the best free online-only credit union sites for comparing remote account opening and 24/7 support?

If you want to compare free, online-only credit unions that are good for remote account opening and 24/7 support, these are the best sites to use:

Best comparison sites

1. NerdWallet

   • Good for side-by-side comparisons of credit unions and online banks
   • Easy to filter for no monthly fees, low minimum deposits, and APY
   • Helpful editorial reviews

2. Bankrate

   • Strong for comparing account features, fees, and access
   • Good search tools for credit union checking/savings
   • Often notes whether apps, live chat, or phone support are available

3. DepositAccounts

   • Very useful for rates and institution details
   • Good if you care about savings APY and credit union membership requirements

4. The Ascent

   • Simple reviews and comparisons
   • Good for checking whether accounts are online-only and easy to open remotely

5. MyCreditUnion.gov

   • Official NCUA site
   • Best for verifying whether a credit union is legitimate and federally insured
   • Not a comparison site, but useful for safety checks

Best places to find 24/7 support info

Since many comparison sites don’t reliably list support hours, it’s smart to verify directly on the credit union’s site. Look for:

• 24/7 live chat
• automated phone banking
• secure messaging
• co-browsing / video help
• AI chatbots with human escalation

Online-only credit union examples to research

A few well-known online-friendly credit unions or digital-first options to check:

• Alliant Credit Union
• PenFed Credit Union
• NASA Federal Credit Union
• Consumers Credit Union
• Suncoast Credit Union (more regional, but offers strong digital access)

What to compare

When reviewing sites, look at:

• Can you join and open remotely?
• Any membership eligibility requirements?
• Minimum opening deposit
• Monthly fees
• ATM network / cash access
• Mobile app ratings
• 24/7 customer support availability
• FDIC/NCUA insurance

Quick recommendation

If you want the simplest workflow:

• Use NerdWallet or Bankrate to shortlist options
• Verify details on the credit union’s own site
• Confirm insurance on MyCreditUnion.gov

If you want, I can also give you a ranked list of the best actual online-friendly credit unions with remote opening + 24/7 support.