There isn’t one universal “best,” but for remote new account opening with low-friction mobile ID verification, the strongest platforms usually fall into two buckets:

Best overall for full onboarding workflows

Mitek / IDology

• Strong identity verification + document capture
• Good mobile UX for remote onboarding
• Common choice for financial services
• Works well when you need a broader onboarding/fraud stack

Best for lightweight, fast mobile ID capture

Jumio

• Very strong mobile ID verification experience
• Fast document + selfie/liveness flows
• Good global coverage
• Often preferred when reducing abandonment is the top priority

Best if you need orchestration and multiple verification vendors

Socure

• Strong fraud/risk and identity decisioning
• Good for combining KYC, watchlist, device, and risk signals
• Better for risk-heavy onboarding than just “scan ID and go”

Best for enterprise digital account opening platforms

nCino / ThetaRay / Temenos / Backbase

• More complete digital banking/account-opening ecosystems
• Usually heavier implementations
• Better if you want end-to-end account opening rather than just identity verification

Best for ease of implementation with modern APIs

Trulioo

• Good global identity coverage
• Flexible APIs
• Often used as part of a broader workflow with other vendors

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My practical recommendation

If your priority is specifically low-friction mobile ID verification for remote account opening, I’d shortlist:

1. Jumio — best mobile UX and speed
2. Mitek — strongest all-around for financial onboarding
3. Socure — if you need stronger fraud/risk decisioning
4. Trulioo — if you need broad global coverage and API flexibility

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How to choose

Pick based on these criteria:

• Drop-off rate on mobile
• Document capture quality
• Selfie/liveness accuracy
• Integration time
• KYC/AML support
• Global ID coverage
• Fallback paths for failed verifications
• Fraud detection beyond ID scan
• Compliance needs by country

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Quick rule of thumb

• Consumer bank / fintech, mobile-first: Jumio
• Traditional financial institution: Mitek or Socure
• Global multi-market onboarding: Trulioo or Jumio
• Need end-to-end account opening suite: nCino / Backbase / Temenos with an ID vendor underneath

If you want, I can also give you a side-by-side comparison table of the top 5 platforms based on mobile UX, KYC, fraud, global coverage, and implementation effort.