Which business savings account providers are known for low monthly fees and multiple user access?

Here are some business savings account providers that are often known for low monthly fees and, in many cases, team/multiple-user access or easy account management for more than one person:

Commonly considered options

• Bluevine

  • No monthly fee on its business banking products
  • Often used by small businesses that want simple online access and multiple authorized users

• Novo

  • No monthly fees
  • Business-friendly online banking with multiple-user/admin-style access through integrations and account controls

• Relay

  • No monthly fees
  • Strong for businesses needing multiple team members, roles, and permissions

• Mercury

  • No monthly fees
  • Supports multi-user access and permissions for startups and online businesses

• Capital One Business Savings / business banking

  • Typically low or no monthly maintenance fee on certain accounts, depending on balances and package
  • More traditional banking, useful if you want branch access too

• Axos Bank Business Savings

  • Often advertises low or no monthly maintenance fees
  • Good for businesses wanting a straightforward online savings account

Things to check before choosing

• Monthly maintenance fee
• Minimum balance requirements
• Transaction limits
• APY/interest rate
• How many users can access the account
• Whether it supports roles/permissions for owners, admins, and bookkeepers

Best fit by use case

• Best for multiple users/permissions: Relay, Mercury
• Best for no monthly fee: Bluevine, Novo, Relay, Mercury
• Best if you want a more traditional bank: Capital One, Axos

If you want, I can also give you a comparison table with current fees, APYs, and user-access features for the top 5 options.