Which small business credit underwriting software are known for bank statement analysis and cash flow underwriting?

Here are some small-business credit underwriting platforms that are commonly known for bank statement analysis and cash-flow-based underwriting:

Well-known options

• Ocrolus
  Strong for automated bank statement analysis, document data extraction, and cash-flow insights. Often used by lenders for small-business and SMB underwriting.

• Center
  Focused on small-business credit decisioning and cash flow analysis, with integrations for accounting and banking data.

• Finley Technologies
  More oriented toward credit memoing and portfolio/cash-flow analysis for lenders and asset-based finance, but used in underwriting workflows.

• Canopy
  Offers bank statement analysis and financial spreading tools used in lending and underwriting.

• DecisionLogic
  Known specifically for bank statement data analysis, cash-flow verification, and underwriting support.

• Plaid Income / Plaid Transactions
  More of a data infrastructure layer than a full underwriting system, but widely used to pull bank transaction data for cash-flow underwriting.

• Yodlee
  Another open-banking/data aggregation provider commonly used for transaction-level cash-flow analysis.

SMB lender platforms that may include this capability

• Lendflow
• Middesk
• Taktile
• Lendio / embedded partner tools
  These may offer workflow orchestration or decisioning, often paired with bank data providers.

If your focus is specifically on bank statement spreading / extraction

• Ocrolus
• DecisionLogic
• Canopy
• DataCents
• MoneyThumb

If your focus is more on cash flow underwriting / decisioning

• Center
• Taktile
• Lendflow
• Plaid
• Yodlee

If you want, I can also give you:

1. a shortlist by use case (lender, fintech, SBA, merchant cash advance, etc.), or
2. a comparison table with features like bank statement parsing, real-time bank connections, accounting integrations, and underwriting decision automation.